Have you ever used your credit card to make an online purchase?
You could be wondering, where is the cvv or security code that’s being asked to complete the process?
The answer is a bit more complicated than you’d think, mainly because of the different ways card credentials are verified.
Also, what happens when you don’t have a card but want to buy products on the internet?
What is the CVV?
Cvv means card verification value, and in plain terms it’s the three or four digit code on the back of your credit card.
It’s different from a CVV shop that sells credit card numbers called ‘dumps’.
If you’re mostly using your credit card to make in-store purchases, you may not know about the cvv code or were asked about it.
CVV codes are put in place in order to protect consumers from credit card fraud and unauthorized purchases.
CVV codes are different for every card. You will have a unique set of numbers inherent for just your card. This is the first line of defense against fraud carding sites and hackers who may have skimmed card data on ATMs, point of sale machines and retail website databases.
Visa, MasterCard and Discover have cvvs in 3 digits, while American Express will have 4. They’re often called in other terms, such as CSC (card security code), CID (card identification number), CVD (card verification data), CVC or CVC2 (card validation code) and CVV2 (card verification value 2).
Obtaining a Credit Card on CVV Shops
A CVV shop is a site where one can buy credit cards online.
The CVV is different from the cvv code on a credit card.
These sites serve as a potential solution for those who don’t have a credit card. Otherwise, you can easily get a temporary credit card that works on all reputable e-retail shops.
The process is more complicated than you’d think.
First, the best CVV shop will require you to register an account with them for access. Aside from having to enter your name, email address and other information you may be required to enter your credit card details.
You will also need to verify an email sent in order to start buying credit cards online.
The ‘dumps’ you get on a CVV shop will contain all vital information needed to make a purchase online- credit card number, expiration date, cvv code and even a postal or zip code. The transaction may or may not work depending on the reputability of the platform.
Reputable online retail sites and companies will have a few more payment options. You can usually pay by bank transfer, PayPal or with a debit card, among other things. The forward-thinking ones will have Bitcoin and cryptocurrency as a mode of payment for those who have it.
The Takeaway
Your card’s cvv code can be found on the back of your card and right next to signature field. You will need these to complete online purchases.Cvvs cannot be stored on websites, but hackers can get them by skimming equipment or installing malware on a retailer’s website.
